Roof damage is one of the most common types of issues that homeowners need to file damage claims for and the most reputable public adjusters have a long experience in handling insurance claims for roof damage successfully.

Preparing and submitting the damage claim file is one of the most important and, at the same time, one of the trickiest parts of the claims procedure. The good news is that public adjusters can put together your file paying attention even to the smallest detail for your calculations to be accurate and the file to be submitted the right way. If there are damaged items the dollar value of which is left out from the calculations, you will not be able to claim compensation for these items later on; if the insurance claims for roof damage are not submitted to the insurer on time, they will not consider the claims; if the claim is not formulated the right way, the insurer may reject your claim altogether.

To be able to put together an accurate calculation of the amount to be claimed, independent contractors must inspect the damage site and provide an accurate repair estimate. You may be surprised by the high figures that appear on these estimates, but you must be aware that they include not only the costs of the reconstruction, but debris removal as well, and estimates can vary based on the age of the feature to be replaced and the exact location of your home as well.

Once you have the detailed cost estimates completed, your public adjusters will prepare and file your and then they will start the negotiations with your insurer; they will fight for the best compensation terms for you and then assist you with the final phase of getting the repairs done as well.

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Leonard Pisciotto, Jr. is the Owner of Equitable Public Adjusters & Appraisers, and Licensed as a Public Adjuster by the State of Florida.He has over 10 years of handling claims for one of the largest insurance companies in Florida, has Developed and managed a claims office of 20 Claim Adjusters.In addition, Mr. Pisciotto, Jr. is a Claims law graduate and Stetson University graduate.

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